Polymarket US operates with one of the lowest fee structures in the prediction market industry, charging just 0.10% on taker orders while keeping maker orders completely free.
Withdrawals are also free on the platform side, with funds returning to the original deposit source through multiple payment methods.
Key Takeaways
- Taker orders pay 0.10% fee (10 basis points) on contract premium, while maker orders pay zero fees
- Polymarket US charges no fees for deposits or withdrawals
- Three withdrawal methods available: debit card, bank transfer (ACH), and wire transfer
- Withdrawal processing takes 3 to 4 business days for most methods, 1 business day for wire transfers
Polymarket US Trading Fees
Polymarket US employs a maker-taker fee model where fees depend on how your order executes. This structure rewards users who add liquidity to the orderbook while charging those who remove it.
Taker Fee Structure
Taker orders are trades that execute immediately against existing orders in the orderbook. These orders pay a flat fee of 0.10 percent (10 basis points) calculated on the total contract premium.
For example, buying $1,000 worth of contracts as a taker costs exactly $1.00 in fees. The minimum fee for any trade is $0.0010, with all fees rounded to the nearest 10 basis points.
Maker Fee Structure
Maker orders are limit orders that do not fill immediately and instead rest on the orderbook. Polymarket US charges zero fees for maker orders, incentivizing users to provide liquidity.
When you post a buy order at a specific price that fills later, you pay no trading fees regardless of the contract value.
Fee Comparison With Competitors
Polymarket US significantly undercuts its primary competitor Kalshi in fee structure. While Polymarket charges a flat 0.10% fee, Kalshi’s fees vary based on contract odds and average around 1.2% of total contracts traded.
For a $100 contract, users pay just 1 cent on Polymarket compared to approximately $1.20 on Kalshi. This represents over 100 times lower costs for traders.
Deposit and Withdrawal Fees
Polymarket US does not charge any fees for deposits or withdrawals. However, your bank, ACH provider, or payment processor may impose separate transaction fees that vary by provider.
These external fees are independent of Polymarket US and depend entirely on your financial institution’s policies.
Withdrawal Methods Available
Polymarket US offers three primary withdrawal methods, each suited to different withdrawal sizes and urgency levels.
Debit Card Withdrawals
Funds withdrawn to a debit card typically arrive in 3 to 4 business days. This method works best for smaller withdrawals and sends funds back to the same card used for the original deposit.
Bank Transfer (ACH)
ACH transfers also process within 3 to 4 business days and are ideal for medium-sized withdrawals. Like debit cards, ACH withdrawals return funds to the same bank account used for deposits.
Wire Transfer
Wire transfers offer the fastest option, with funds arriving in 1 business day. This method is recommended for large withdrawals and may require contacting support for assistance.
Withdrawal Process
All withdrawals on Polymarket US must return to the original funding source used for deposits. This security measure ensures accurate fund routing and prevents unauthorized transfers.
Step by Step Withdrawal
To initiate a withdrawal, open your profile from the home screen and tap the profile icon. Next, tap Withdraw on your profile page.
Select Withdraw To to view available payout methods, then choose your preferred withdrawal method among debit card, bank transfer, or wire transfer. Confirm the amount and complete the transaction.
Withdrawal Eligibility and Timing
Withdrawals are only available for deposits that have fully cleared, which typically takes 3 to 4 business days. This clearance period applies to instant buying power and any proceeds from trading activity tied to that deposit.
You cannot withdraw funds immediately after depositing, even if your account shows available balance for trading.
Fee Structure Comparison Table
| Order Type | Fee Rate | Example Cost | When It Applies |
|---|---|---|---|
| Taker Order | 0.10% (10 basis points) | $1.00 fee on $1,000 contract | Order executes immediately |
| Maker Order | 0% | $0 fee regardless of size | Order posts to orderbook first |
| Deposit | Free | $0 on Polymarket side | May incur external bank fees |
| Withdrawal | Free | $0 on Polymarket side | May incur external bank fees |
What is the minimum trading fee on Polymarket US?
Can I withdraw funds immediately after depositing?
No, withdrawals are only available after your deposit has fully cleared, which takes 3 to 4 business days. Trading is available immediately through instant buying power, but withdrawals require clearance.
Do maker orders ever pay fees on Polymarket US?
No, maker orders always pay zero fees on Polymarket US. The platform only charges fees on taker orders that remove liquidity from the orderbook.
Why must withdrawals return to my original funding source?
Polymarket US requires withdrawals to return to the original funding source for security and regulatory compliance. This policy ensures proper fund routing and prevents unauthorized transfers to third-party accounts.
